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Saving for retirement
Becoming the millionaire next door is simple mathematics, well, compound really. How much do you need to put away every month to hit the millionaire dollar goal by the time you retire at 65? SmartMoney’s “Start with $10,000 and Retire a Millionaire” highlights savings benchmarks at ages 25, 35, 45, and 55. At age 25, invest your $10,000 and add $320 to it each month at a 7% annual compound rate of return.
The bitter side of office candy
Office treats are brought into the workplace for good intentions. Food has a way of bringing people together.
To pay or not to pay?
If you own a home and have extra cash to pay off your mortgage early, should you do it? The intuitive answer is yes, because a mortgage falls into the category of debt. But some advisers would dissuade you, encouraging a deeper look into the bigger financial picture
House candy for golfers
Golf Digest annually ranks the 100 Greatest Golf Courses in the nation, and number one on that list is Augusta National, site of the Master’s championship. The first title of professional golf is up for the taking, and so is real estate in golf communities.
72 ways to a cleaner home
Spring cleaning is an annual affair, that time of year when households clean house from top to bottom, typically in the first warm days of the season. Checklists for spring cleaning abound, most of them focused on the areas of the house that are overlooked for most of the year
Keep inventory of your stuff
Minimalists may not need help tracking their household possessions, but materialists who tend to lose favorite things surely do. Farhad Manjoo researched mobile apps and software programs that promise an accessible inventory system; he prefers software, finding that entering data on a mobile unit can be unwieldy
Why you need an emergency kit
If the daily news of natural disasters around the globe is causing you to think about a possible crisis hitting close to home, then take the next step and act. Most of us believe that disasters are not likely to occur until they happen, leaving no time for preparation or forethought. The site ready.gov recommends that a household should plan to stock supplies that will sustain the family for at least 3 days.
Real estate outlook for 2011
When the real estate market dropped, many experts struggled to answer the predominant question on people’s minds. When will the market bounce back? The issue of recovery largely depends on job employment, incentives to buy, and media coverage according to Barbara Corcoran , a nationally recognized real estate consultant who knows a lot about the market’s history over the years.
Spring is for planting and gardening
Spring is prime time for starting your outdoor planting. For gardeners who want to establish plants that return year after year, perennials are must-haves. Not all perennials endure equally, however